FAQ

Equities represent ownership in a company. Investors can buy and sell shares of listed companies through recognized stock exchanges. Equity investments are subject to market risks and price fluctuations.

A mutual fund pools money from multiple investors and invests in securities such as equities, bonds, and other assets according to its investment objective. Mutual fund investments are subject to market risks.

Life insurance provides financial protection to beneficiaries in the event of the insured person's death, subject to policy terms. Different types include term insurance, endowment plans, and Unit Linked Insurance Plans (ULIPs).

General insurance provides coverage against specified risks involving health, vehicles, property, travel, and other assets. Coverage, exclusions, premiums, and claim conditions depend on the insurance policy.

An Alternative Investment Fund (AIF) is a privately pooled investment vehicle regulated by SEBI. AIFs are classified into Category I, Category II, and Category III based on their investment strategies and regulatory framework.

A Specialized Investment Fund (SIF) is a SEBI-regulated investment framework offered by eligible mutual funds. It allows specified investment strategies with additional flexibility, subject to applicable regulations and market risks.

Portfolio Management Services (PMS) are investment management services provided by SEBI-registered portfolio managers. Portfolios are managed according to agreed investment mandates and are subject to market risks.

Bonds are debt instruments issued by governments or companies with specified payment terms. The National Pension System (NPS) is a PFRDA-regulated retirement savings framework that invests contributions in market-linked assets.

A Will is a legal document describing how an individual's assets should be distributed after death. Estate planning involves documenting arrangements for asset ownership, succession, and distribution under applicable laws.

Common loan types include home loans, personal loans, business loans, vehicle loans, education loans, and loans against financial assets. Eligibility, interest rates, repayment terms, and charges vary by lender.