General Insurance

Health Insurance

Health insurance covers medical expenses incurred due to illness or injury.

It typically includes doctor visits, hospital stays, surgeries, and prescription drugs.

Policies may vary in terms of coverage, premium costs, and out-of-pocket expenses.

Travel Insurance

Travel insurance protects against unexpected events during trips, such as trip cancellations, medical emergencies, and lost luggage.

It provides peace of mind by covering expenses and offering assistance services.

Policies can be tailored for single trips or annual coverage. Essential for frequent travelers to mitigate risks.

Personal Accidental Insurance

Personal accidental insurance provides financial compensation in case of injury, disability, or death due to accidents.

It covers medical expenses, hospitalization, and sometimes loss of income.

This insurance is crucial for protecting individuals and their families from the financial impact of unforeseen accidents.

Motor Insurance

Motor insurance covers damages to vehicles and injuries to the driver, passengers, and third parties in the event of an accident.

Policies include liability, collision, and comprehensive coverage.

It is mandatory in most countries and offers financial protection against theft, vandalism, and natural disasters.

Home Insurance

Home insurance protects your home and belongings against risks like fire, theft, and natural disasters.

It typically covers the structure, personal property, and liability for accidents on the property.

Comprehensive policies can provide additional living expenses if the home becomes uninhabitable.

Group Medical Insurance

Group medical insurance offers healthcare coverage to members of a group, usually employees of a company.

Group Accidental Insurance

Group accidental insurance provides coverage for groups, often employees, against accidental njuries, disabilities, and death.  

It ensures financial protection and support for medical expenses and loss of income.  

Employers often offer this insurance as part of their benefits package to enhance employee security.

Fire & Burglary Insurance

Fire and burglary insurance protects property against damage from fire and theft.

It covers repair or replacement costs for damaged or stolen items.

This insurance is essential for homeowners and businesses to safeguard their assets and ensure financial stability in the event of such incidents.

Jewelers Block Policy

Jewelers block policy provides comprehensive coverage for jewelers, including protection against theft, damage, and loss of inventory.

It covers stock, cash, and valuable documents. Essential for jewelry businesses to secure their high-value assets and ensure business continuity.

Contractors All Risk Policy

Contractors all risk policy covers risks associated with construction projects, including property damage and third-party liability.

Erection All Risk

Erection all risk insurance covers risks associated with the installation of machinery and plant.

It protects against damage during the construction, testing, and commissioning phases.

This insurance is crucial for large industrial projects to manage risks and ensure smooth project completion.

Construction Plant & Machinery

Construction plant and machinery insurance covers equipment used in construction against damage or loss.

It includes protection for accidents, theft, and breakdowns.

This insurance ensures that construction projects can proceed without financial disruptions due to equipment issues.

Workmen Compensation

Workmen Compensation, often referred to as Workers' Compensation, is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

Medical Benefits: Payment for medical treatment related to the injury.

Marine Policy

Marine insurance covers loss or damage to ships, cargo, and terminals during transportation by sea, air, or land.

It includes protection against natural disasters, accidents, and piracy. Vital for businesses involved in international trade to safeguard their goods and minimize financial risks.

Industrial All Risk Policy

Industrial all risk policy provides comprehensive coverage for industrial facilities, protecting against property damage, machinery breakdowns, and business interruptions.

It ensures financial stability and operational continuity for large industrial enterprises. Tailored to address the specific risks faced by industrial operations.

Property Insurance

Property insurance covers buildings and contents against risks like fire, theft, and natural disasters.

It includes protection for both residential and commercial properties.

This insurance is crucial for property owners to safeguard their investments and ensure financial security in case of unexpected

CGL Policy

Commercial general liability (CGL) policy protects businesses against claims of bodily injury, property damage, and personal injury.

It covers legal fees and settlements.

Essential for businesses to manage risks and protect against financial losses due to lawsuits and third-party claims.

Professional Indemnity Policy

Professional indemnity policy covers professionals against claims of negligence, errors, or omissions in their services.

It includes legal defense costs and settlements. Vital for professionals such as doctors, lawyers, and consultants to protect their reputation and finances from potential lawsuits.

Trade Credit Insurance

Protects businesses from customer non-payment, ensuring financial stability and security.

Enhances credit decisions by providing valuable insights into customer creditworthiness.

Supports business expansion by offering secure trade terms with new clients.